Free & Low-Cost Health Insurance for People Re-Entering the Community
Your release date is a fresh start — and it opens a door to health coverage you may not know you qualify for. Our licensed brokers will find you the best plan at the lowest cost, completely free of charge.
Why Health Insurance Matters After Release
The weeks immediately following release are among the most medically vulnerable of a person's life. Here's what you need to know.
People leaving incarceration face a dramatically higher risk of health crises in the first weeks of release — including overdose, untreated chronic illness, and mental health emergencies.
A release date is a Qualifying Life Event (QLE), giving you a 60-day Special Enrollment Period to sign up for Marketplace coverage even outside Open Enrollment.
You may qualify for federal tax credits (Premium Tax Credits) that significantly offset your monthly premium, making coverage affordable regardless of your income level.
Going without insurance can result in catastrophic medical debt that derails housing, employment, and financial stability goals.
Guidewell Group's licensed brokers will review your eligibility, compare plans, and guide you through enrollment — at absolutely no cost to you.
What Your Coverage Includes
All Marketplace plans cover these essential health benefits by law — regardless of your health history or criminal record.
Doctor Visits & Preventive Care
Regular check-ups, screenings, and preventive services at no extra cost. Catch health issues early before they become serious and expensive.
Prescription Drug Coverage
Access to medications you may have gone without during incarceration — including mental health medications, blood pressure, diabetes, and more.
Mental Health & Substance Use
All Marketplace plans must cover mental health and substance use disorder services equally to physical health. Therapy, counseling, and treatment are covered.
Emergency & Hospital Care
Emergency room visits and hospitalizations are covered. No more avoiding the ER because of cost — you have a safety net.
Vision & Dental (Enhanced Plans)
Many plans include or offer add-on vision and dental coverage so you can address needs that may have been neglected during your time away.
$0 or Very Low Premiums
Based on your income, you may qualify for $0/month premiums through enhanced subsidies. You may qualify for federal tax credits that significantly offset your monthly premium.
How It Works
From intake form to insurance card — our brokers handle the hard parts so you can focus on your fresh start.
Fill Out Our Intake Form
Complete the short form below. Our team will review your situation and reach out within 1 business day.
Free Consultation with a Licensed Broker
We'll review your income, household size, and release date to determine whether you qualify for Medicaid, CHIP, or a subsidized Marketplace plan.
Compare Your Plan Options
We'll present your best options side by side — monthly cost, deductible, covered services — with no pressure and no sales pitch.
Enroll & Get Covered
We handle the enrollment paperwork with you. Coverage can begin as soon as the first of the following month.
Apply for Health Insurance Coverage
Fill out this short form and a licensed Guidewell broker will contact you within 1 business day to review your options — at no cost.
Frequently Asked Questions
Have Questions? We're Here to Help.
Our licensed brokers are available to answer any questions about your health insurance options — no pressure, no cost.